LiveWellOS is a private household finance dashboard. Each person has their own login, and nobody else can see your data. This guide explains every page and every main button.
Getting started in 5 minutes
Finish setup. Answer the short questionnaire after you sign up. Rough numbers are fine and every question is optional. You can change your answers later in Settings, Household setup.
Upload a statement or enter numbers. Upload a CSV, Excel or PDF statement, or type your numbers straight into the dashboard tabs.
Set your paycheck plan. Open Paycheck plan, press Prefill from my dashboard, then adjust accounts, goals and bills.
Save. Press Save plan. Dashboard changes save to your account automatically.
Email yourself the plan. Press Preview email to check it, then Email me this plan.
Explore with the tour. The guided tour and the ? button explain each page whenever you need a reminder.
Dashboard
Your full financial picture, split into tabs down the side (or the top on a phone).
Tabs
Overview, Income and cash flow, Paychecks, Budget and spending, Savings and goals, What if, Taxes, Insurance and benefits, Recurring and subscriptions, Purchases and wishlist, Assets and debts. Tap one to open it.
Start over
Clears the dashboard back to blank. It asks you to confirm first.
Statement import
In Budget and spending, drop a statement PDF or paste its text. You review every charge before anything is saved, and charges imported before are skipped.
Top bar
Help, and the gear button, which opens Settings, Sign out and Delete account. Paycheck plan is in the Income and pay group of the left menu on the dashboard and at the top of every other page.
Paycheck plan
Splits each paycheck into bills, savings and investing.
Prefill from my dashboard
Copies names, accounts and bills you already entered on your own dashboard. It never uses anyone else's data.
People
Who gets paid, how much and how often. Add person adds another earner.
Shared
Turn on shared mode if two people split bills and goals.
Accounts
Name each account, mark it maxed out if it is, and set a goal amount and date. Add account adds another.
Rent and fixed bills
Each bill has Paid by: one person's paycheck fully, Split between both (choose percent or dollars a month for each person; leave the second blank and they cover the rest), or Automatic, which shares it by take-home. Due day of month: a monthly paycheck pays the bill from the paycheck on or before that day. Every-other-week paychecks split it evenly, and a third paycheck in a month skips it. You will see a warning if a split does not add up or if one paycheck's bills are more than its take-home. Add bill adds another.
Save plan
Saves the plan and shows the per paycheck split.
Preview email
Shows the exact email on screen. Nothing is sent.
Email me this plan
Sends the saved plan to your email, and to your partner if you tick that box and have set a partner email in Settings.
Files
Upload
Choose a CSV, Excel (.xlsx) or PDF up to 10 MB. Files are stored privately in your account.
File list
Tap a file name to open it. Only you can see your files.
Settings
Profile
Display name and light or dark theme. Press Save.
Partner email
Optional. Used only when you choose to email your paycheck plan to your partner.
Household setup
Re-open the setup questionnaire to update your answers.
Replay the guided tour
Runs the tour again from the dashboard.
Password
Sign out and use Forgot password to set a new one.
Delete my account and all my data
Permanently deletes your account, dashboard, settings and files. Enter your password and type DELETE to confirm. This cannot be undone.
Privacy and security
Every account is separate. Nobody else, including the person who invited you or anyone you invite, can see your numbers, plans or files.
Your data is only shown to you after you sign in, and every change needs a security token tied to your session.
Passwords are stored as one-way hashes. We never email your password.
Emails are only sent when you press a button to send them.
You can delete your account and all your data at any time from Settings.
FAQ
Can my partner and I share one account?
Each person should have their own login. Use the paycheck plan's shared mode to plan together, and Email me this plan to share the result.
Can the person who invited me see my finances?
No. They only see that you joined.
How do I join?
LiveWellOS is invite only. Ask the person who shared it with you for an invite link.
My invite link does not work.
Invite links work once and expire after 14 days. Ask the person who invited you for a new one.
Do I need exact numbers?
No. Rough numbers are fine, and you can refine them any time.
How do I get a copy of my data?
Your dashboard is saved to your account automatically as you work.
I forgot my password.
Use Forgot password on the log in page to get a reset link.